Terms & Conditions
Terms of Service
Effective Date: November 26, 2024
Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using this website (the "Service") operated by State Gold Buyers and Loan ("us", "we", or "our").
Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who wish to access or use the Service.
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, then you do not have permission to access the Service.
Purchases
If you wish to purchase any product or service made available through the Service ("Purchase"), you may be asked to supply certain information relevant to your Purchase, including, without limitation, your credit card number, the expiration date of your credit card, your billing address, and your shipping information.
You represent and warrant that:
- You have the legal right to use any credit card(s) or other payment method(s) in connection with any Purchase.
- The information you supply to us is true, correct, and complete.
The Service may employ the use of third-party services for the purpose of facilitating payment and the completion of Purchases. By submitting your information, you grant us the right to provide the information to these third parties subject to our Privacy Policy.
We reserve the right to refuse or cancel your order at any time for reasons including but not limited to product or service availability, errors in the description or price of the product or service, error in your order, or other reasons.
We reserve the right to refuse or cancel your order if fraud or an unauthorized or illegal transaction is suspected.
Availability, Errors, and Inaccuracies
We are constantly updating product and service offerings on the Service. We may experience delays in updating information on the Service and in our advertising on other websites. The information found on the Service may contain errors or inaccuracies and may not be complete or current. Products or services may be mispriced, described inaccurately, or unavailable on the Service, and we cannot guarantee the accuracy or completeness of any information found on the Service.
We reserve the right to change or update information and correct errors, inaccuracies, or omissions at any time without prior notice.
SMS Disclosure
By opting in to receive text messages from State Gold Buyers and Loan, you consent to receive notifications related to account updates, security (such as two-factor authentication), marketing, and reminders. Message frequency may vary depending on your interactions with State Gold Buyers and Loan.
- Message & Data Rates: Standard message and data rates may apply. Charges will be determined by your mobile service provider.
- For details on how we protect your information, please review our Privacy Policy.
- To opt out of receiving text messages, text "STOP" to the number you received messages from. For help, text "HELP."
Contests, Sweepstakes, and Promotions
Any contests, sweepstakes, or other promotions ("Promotions") made available through the Service may be governed by rules separate from these Terms. If you participate in any Promotions, please review the applicable rules as well as our Privacy Policy. If the rules for a Promotion conflict with these Terms and Conditions, the Promotion rules will apply.
Accounts
When you create an account with us, you guarantee that you are above the age of 18 and that the information you provide is accurate, complete, and current at all times. Inaccurate, incomplete, or obsolete information may result in the immediate termination of your account on the Service.
You are responsible for maintaining the confidentiality of your account and password, including restricting access to your computer and/or account. You agree to accept responsibility for all activities or actions that occur under your account and password, whether with our Service or a third-party service. Notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.
You may not use a username that is offensive, vulgar, obscene, or infringes on the rights of another person or entity.
We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion.
Intellectual Property
The Service and its original content, features, and functionality are the exclusive property of State Gold Buyers and Loan and its licensors. The Service is protected by copyright, trademark, and other laws of the United States and foreign countries. Our trademarks and trade dress may not be used without prior written consent.
Links to Other Websites
Our Service may contain links to third-party websites or services that are not owned or controlled by State Gold Buyers and Loan.
State Gold Buyers and Loan assumes no responsibility for the content, privacy policies, or practices of third-party websites or services. You acknowledge and agree that State Gold Buyers and Loan shall not be liable for any damage or loss caused by or in connection with use of or reliance on any content, goods, or services available on such websites.
Termination
We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, at our sole discretion, for any reason, including breach of these Terms.
If you wish to terminate your account, you may discontinue using the Service.
Indemnification
You agree to indemnify and hold harmless State Gold Buyers and Loan, its affiliates, licensors, employees, and agents from and against claims, damages, obligations, or losses arising from your use of the Service or breach of these Terms.
Limitation of Liability
In no event shall State Gold Buyers and Loan or its affiliates be liable for any indirect, incidental, special, or consequential damages arising from the use of the Service.
Disclaimer
The Service is provided "AS IS" without warranties of any kind. We do not guarantee uninterrupted, error-free functionality.
Governing Law
These Terms shall be governed by the laws of New Jersey, United States.
Changes to Terms
We reserve the right to modify or replace these Terms at any time. By continuing to access or use the Service after changes, you agree to the new terms.
Contact Us
If you have any questions about these Terms, please contact us:
State Gold Buyers and Loan
75 1st St
Newark, NJ 07107
United States
Tel: 973-368-2885